Insurance Coverage

All AmeriDream vehicles have public liability insurance coverage included in the nightly rental rate covering damages to third parties and/or their property. The public liability insurance that covers the registered drivers is only up to the statutory limit as stipulated by law of the State you are in at the time. This insurance amount is normally very low.   Supplemental Liability Insurance (SLI) is available for purchase, increasing the limit of liability protection for 3rd party damage claims up to US$1 million.  Coverage for insurance to the rental vehicle is included in the nightly rental cost with a standard liability deduction of US$1,500 per incident.

A bond of $1,500.00 is required on a major credit card at the time of entering into the Rental Contract for the collision and comprehensive insurance. The bond is refundable upon the return of the vehicle in the same condition as it was received and not involved in any accident claims. Any guest that is involved in an accident will have their deposit held until the accident claim is closed. An administration fee will also apply. Claims that are less than the bond amount will have the difference refunded to the guest upon closing of the accident claim. Our insurance does not cover liability for loss of personal property, nor does it cover costs for accommodation, transportation or replacement of vehicle if the vehicle is stolen or should an accident occur that makes the rented vehicle inoperable. In these situations and, depending on availability, a new, signed, rental agreement must be in place before a replacement vehicle is provided. Accidents must be reported immediately and be accompanied by a written accident report and police report or file number.

Full Responsibility

At all times the renter is fully responsible for:
  • Damage caused where the terms of Rental Contract have been breached
  • Damage caused by negligence
  • Damage caused to the Vehicle in any way by part or total water submersion or salt water
  • Damage caused due to a single vehicle roll over
  • Damage caused to the Vehicle by the renter’s wilful conduct
  • Damage caused to the Vehicle when using the Vehicle in contravention of any legislation or
    regulation controlling vehicular traffic
  • Damage caused to tires and windscreen unless CDW is purchased
  • Damage or loss caused to any personal belongings
  • Damage caused due to use of incorrect or contaminated fuel
  • Damage to the awning, slide out, overhead or underbody of the Vehicle.

Please note the following conditions:

There is no insurance coverage and guest will be responsible for all damages if the vehicle is driven to an unauthorized area without approval. These areas include all non-numbered, logging and non public roads, travel to Mexico, Newfoundland, Northwest Territories, the Yukon and Alaska.  AmeriDream reserves the right to restrict driving access at anytime. These restrictions may be applied at the time of pick-up. There is a penalty for unauthorized driving in these areas and you will have no insurance coverage in the event of an accident.

Insurance coverage conditions may vary at each AmeriDream RV location.  The insurance coverage applicable at each of these locations shall be deemed to be in effect from time of pick-up at each location and may override the coverage laid out on this page.    For more information about specific coverage at your chosen pick-up location, please contact us.


Are subject to change without notice.


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